Health Insurance
It is very difficult to live without health insurance these days. With the constant rising cost of health care, many people are finding it extremely difficult to find affordable coverage. Whether your employer does not offer health insurance coverage, or you are self employed, you may find yourself in a situation where you need to seek out your own health insurance policy.
Health insurance policies most often provide coverage for:
- Prescriptions
- Doctors visits
- Specialized care
- Medical Testing
- Surgical Procedures
Every health insurance policy is uniquely different; usually you can work with your insurance agent to create a customized policy that best suits your very own specific needs and lifestyle. It is important to consider your financial situation and also the health of you and your family members when investing in a health insurance policy. Most insurance agents can offer you different types of health care coverage:
- Indemnity Plans (or Fee-for service plans)
- Cafeteria/Flexible Spending Plans
- Basic & Essential Health Plans
- Indemnity Health Plans
- High Deductible Health Plans (HDHP)
- Health Savings Accounts (HAS)
Health Insurance shopping is a complex decision…unless you have the right qualified professional at your side. Cafarelli Agency takes your decision very seriously by shopping for easy and affordable health insurance for New York State, 1099 consultants, small business owners, sole proprietors and large corporations.
